Accident Medical for small to medium size College Athletic Programs. This program has core limits of $90,000 and covers the college’s athletes who take part in the play or practice of an intercollegiate sport. Such play or practice must be under the direction and immediate supervision of a regularly employed coach, trainer or other official designated by the Plan Sponsor’s athletic department or while traveling as a team member of a group to or from such activity. Such travel must be under the direction and supervision of a coach, trainer or other official designated by the Plan Sponsor.
Student Accident & Catastrophic Medical programs for Private, Independent and Religious Schools. This program provides coverages for: students, before and after school participants, volunteers, all school sponsored supervised events, and all interscholastic athletics. This is one of the best programs in the market. For additional information and to get a quote, please click here.
A variety of brochure line programs that cater to a church agent and helps keep certain exposures off of a Church’s package policy. These ‘canned programs’ include church: Camps, Mission Trips, Day Cares, K-12 Schools, Sports Programs, Outreach Programs, Conferences and Events. SMIC can help an agent protect their clients’ liability exposures with these easy to write products. For additional information and to get a quote, please click here.
Directors & Officers Liability Coverage
Directors and Officers Liability Insurance (often called D&O) is liability insurance payable to the directors and officers of a company, or to the organization(s) itself, to cover damages or defense costs in the event they suffer such losses as a result of a lawsuit for alleged wrongful acts while acting in their capacity as directors and officers of the organization. Such coverage can extend to defense costs arising out of criminal and regulatory investigations/trials as well; in fact, often civil and criminal actions are brought against directors/officers simultaneously. For a D&O quote, please send your request to email@example.com. We have programs for each state.
Non-Owned Hired Auto Liability Coverage
Hired and Non-Owned Automobile Liability Insurance (often referred to as NOHA) protects the insured against third-party lawsuits arising from the use of automobiles which are not owned or are rented, chartered or hired by the insured, such as a chartered bus. Hired and Non-Owned Automobile Liability coverage is an optional coverage available when purchasing Event Liability Insurance or coverage for an Association. For a NOHA quote, please send your request to firstname.lastname@example.org. We have programs for each state.
Abuse/Molestation Liability Coverage
Abuse/Molestation Liability Insurance is an optional coverage when purchasing Event Liability Insurance or coverage for an Association. For an Abuse/Molestation quote, please send your request to email@example.com. We have programs for each state.