K-12 Schools
Student Accident & Catastrophic Medical
Accidents aren’t supposed to happen…but they do. Any school with an interscholastic athletic program needs to protect themselves. But, accidents can happen just as easily on the playground during recess, or while the science class is working on a new experiment. Combining the basic student accident plan with a high limit catastrophic plan, schools protect their programs and their liability exposure by using the accident medical plans to cover the accidents happening while the students are under their care.
Program Description
The Student Accident and Catastrophic programs provide coverage for all registered students of the school and can include coverage for pre-school, kindergarten, elementary, junior and/or senior high schools. Boarding school students may also be covered on a 24-hour basis. Volunteers and special classes can also be added.
These Accident Only Medical plans are available to both public and private schools, Christian or independent. Coverage is also available to home school groups. Students are covered while participating in all school sponsored and supervised activities on or off school premises, including participation in interscholastic athletics, including tackle football. Coverage is also provided during tryouts, preseason play, practice, regular and post season play.
Eligibility
The Student Accident and Catastrophic programs provide coverage for all registered students of the school and can include coverage for pre-school, kindergarten, elementary, junior and/or senior high schools. Boarding school students may also be covered on a 24-hour basis. Volunteers and special classes can also be added.
These Accident Only Medical plans are available to both public and private schools, Christian or independent. Coverage is also available to home school groups. Students are covered while participating in all school sponsored and supervised activities on or off school premises, including participation in interscholastic athletics, including tackle football. Coverage is also provided during tryouts, preseason play, practice, regular and post season play.
Student Accident Coverage Features Catastrophic Accident Coverage Features
Medical Maximum Benefit Limits Flexible Medical Maximums to $5,000,000
Custom Tailored Plans for Larger Districts Benefit Periods from 10 years to Lifetime
Comprehensive Benefit Schedules Heart & Circulatory Malfunction Benefit Included
Options to provide Enhanced Benefits
Surgeon Fees (In or Out of Hospitals)
Emergency Room Treatment Various Deductible Options
Purchase Options
Cover all students for all school activities, can include all interscholastic athletics, including football
Can cover Sports Only Coverage Available
Coverage available for Intramurals and Extracurricular Activities, Job Training and Field Trips
Pre-school and Before & After School Programs
Coverage also available for Boarding Schools
24-Hour Wrap Around Coverage Available for those schools who purchase coverage for all school related activities