Special Events

Program Description

This program provides coverage for short term Non-Sports Special Events.

General Liability coverage afforded by this Program provides protection to the Named Insured including volunteers and employees for claims of Bodily Injury and Property Damage arising from the inherent risks involved in operating Special Events.

Types of Events and Activities Eligible for this Program:

Art and Craft Shows	Auctions	Bazaars	Banquets
Bingo	Charity Benefits	Concerts	Conventions
Dances	Exhibits	Graduations	Lectures
Meetings	Musicals	Pageants	Picnics
Presentations	Proms	Reunions	Receptions
Seminars	Shows	Social Gatherings	Weddings
This is just a sample of the eligible Events & Activities

Typical Policy Coverages and Features:

General Liability Coverage Limit of $1,000,000 Per Occurrence with a $2,000,000 General Per Event Aggregate. Including coverage for:

» Products and Completed Operations Coverage
» Lawsuits brought against you by Spectators, Participants, and Volunteers
» Personal and Advertising Injury Coverage
» Participant Liability Coverage
» Property Damage Liability Coverage
» Host Liquor Liability Coverage
» Additional Insureds Coverage for Owners of Leased Premises and Sponsors
» Non-Audited policy
» No Deductible

Liability Coverage Enhancements may include:

» Abuse/Molestation Coverage
» Excess Liability Limits
These coverage enhancements are subject to underwriting approval and additional Premium Charges.

Notable Program Exclusions:

Abuse/Molestation, Aircraft (including hot air balloons, gliders, parachutes, helicopters), Asbestos, Assault and/or Battery, Bacteria, Bungee Jumping, Employment Related Practices, Fireworks, Fungi, Nuclear Energy, Motorsports, Snow Sports, Stunt Activities, Terrorism, Water Sports (except swimming).

Note - information provided above is intended to be a brief description of coverage, inclusions, exclusions, and conditions. A complete sample policy is available upon request.

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