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K-12 Student Accident Medical


Program Description

This program provides coverage for all registered students of the school and can include coverage for pre-school, kindergarten, elementary, junior and/or senior high schools.  Boarding school students may also be covered on a 24-hour basis.

These Accident Medical Only plans are available to both public and private schools, on a mandatory or voluntary basis, to cover students while participating in all school sponsored and supervised activities on or off school premises, including participation in interscholastic athletics, including tackle football. Coverage is also provided during tryouts, preseason play, practice, regular and post season play.


Policy Coverage Features and Purchase Options:

» Medical Maximum Benefit Limits From $25,000 up to $1 Million
» Custom Tailored Plans for Large Districts
» Benefits for Room & Board and ICU
» Surgeon Fees (In or Out of Hospitals)
» Emergency Room Treatment
» X-rays/MRI’s/Scans
» Dental Treatment
» Prescription Drug Benefit
» Accidental Death & Dismemberment
» Sports Only Coverage Available
» 24-Hour Wrap Around Coverage Available



Coverage is available in all states and includes state specific definitions, limitations and exclusions.  This is a brief description of the coverage.  All information subject to the policy as issued.  If there is a conflict between this description and the policy, the policy will prevail.

Note - Information provided above is intended to be a brief description of coverage, inclusions, exclusions, and conditions.  A complete sample policy is available upon request.




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