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Day Care, Pre School, Before and After School Care


Accident Medical Program Description

This Program provides coverage for all day youth students attending Day Care, Pre-school, Kindergarten or Before and After School programs.  Coverage is available to both public and private institutions.    Participants are covered for Injuries incurred during the hours and days when the Program is in session and while attending or participating in Program sponsored and supervised activities on or off school premises.

These Accident Medical plans are written on a mandatory basis and all youth participants are covered.  Coverage may also be purchased to cover adult participants and staff members.


Policy Coverage Features and Purchase Options:

» Coverage up to One Year from Date of Injury
» No Rosters Required.  Coverage is Mandatory
» Custom Tailored Programs Available
» Accident Medical Benefit $25,000
» Accidental Death & Dismemberment Benefit $10,000/$10,000/$5,000
» Dental Expense Benefit $1,000
» Orthopedic Appliances/Braces $500
» Out Patient Physical Therapy $500


Coverage available in all states and coverage includes state specific definitions, limitations and exclusions.  This is a brief description of the coverage.  All information subject to the policy as issued.  If there is a conflict between this description and the policy, the policy will prevail.




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